Comprehensive protection, multi-dog discounts, and flexible wellness options — that’s what makes Embrace a standout choice for many dog owners. If you’re looking for pet insurance for dogs that covers everyday health needs as well as unexpected emergencies, Embrace is worth strong consideration. Its policies are designed to support long-term health, proactive care, and families with more than one pup.

Why Embrace Stands Out for Dog Owners

Finding reliable dog insurance means balancing broad medical coverage with affordability and control over your plan. Embrace offers customizable accident and illness coverage, plus optional wellness benefits and meaningful discounts for multi-pet households.

Unlike providers that focus only on emergency needs, Embrace acknowledges the diverse health situations dogs face — from allergies and hip dysplasia to dental issues and senior-age conditions. This makes it a strong choice for pet parents who want protection beyond the basics.

Comprehensive Medical Coverage for Dogs

Embrace’s core accident and illness policy is designed to cover a wide range of canine medical needs, including:

  • Accidents & emergencies: broken bones, swallowed toys, bite wounds, and more
  • Illnesses: allergies, infections, digestive disorders, diabetes, cancer
  • Hereditary & congenital conditions: such as hip dysplasia, heart disease, and breed-specific genetic issues
  • Cancer care: surgery, radiation, and chemotherapy
  • Dental illness & treatment: periodontal care and other medical dental needs
  • Diagnostics & hospitalization: X-rays, MRIs, ultrasounds, bloodwork, overnight stays
  • Alternative therapies: acupuncture, chiropractic care, physiotherapy

By addressing hereditary, chronic, dental, and emergency needs, Embrace offers broad protection that many dog families appreciate — especially those with higher-risk breeds.

Ideal for Multi-Dog Households

Raising more than one dog can be rewarding — and expensive. Embrace supports multi-pet families with multi-dog discounts, helping reduce overall insurance costs while keeping each pup protected.

Owners can customize coverage for each dog depending on needs — for example, wellness coverage for a new puppy and chronic care protection for a senior dog — while still receiving bundled savings.

Wellness Rewards Program

Routine and preventive care plays a major role in long-term health. Embrace offers a Wellness Rewards add-on to help cover everyday preventative expenses, including:

  • Vaccinations and annual exams
  • Flea, tick, and heartworm prevention
  • Spay/neuter procedures
  • Microchipping
  • Dental cleanings and routine lab work

This keeps dog owners from having to pay out of pocket for essential care — and supports ongoing health habits that help prevent bigger issues later on.

“Healthy Pet” Deductible Benefit

One standout perk is Embrace’s Healthy Pet Deductible. For every year your dog goes without needing reimbursement, Embrace lowers your deductible the following year.

This feature rewards responsible pet care and can lead to meaningful savings over time — especially for young or healthy dogs.

Lifetime Enrollment and Coverage

Some insurers set age limits for enrollment, but Embrace allows dogs to enroll up to age 15, and once insured, they can stay covered for life. This is particularly helpful for senior dog adopters or pet parents who want lifelong security for their aging companion.

Best Situations for Embrace

Embrace is a strong match for:

  • Multi-dog families: multi-pet discounts plus customizable plans
  • Owners who value preventive care: wellness add-ons for routine visits and preventive treatments
  • Purebred dog owners: hereditary condition coverage helps protect breeds prone to genetic issues
  • Pet parents wanting lifetime reassurance: long-term enrollment and continuous coverage

Real-Life Example

Imagine Jamie, who has a senior Golden Retriever and a young rescue puppy. Her senior dog develops arthritis and needs diagnostic imaging and prescription medication — all covered under Embrace. Meanwhile, the puppy’s spay surgery, vaccines, and microchip are reimbursed through the Wellness Rewards add-on. With Embrace’s discounts and comprehensive coverage, Jamie confidently manages both dogs’ health needs.

Final Thoughts

Embrace’s dog insurance delivers a powerful blend of coverage, flexibility, and wellness options — making it a top choice for pet parents who want whole-life support. With comprehensive accident and illness protection, multi-dog discounts, and unique benefits like a deductible reduction program, Embrace offers peace of mind and long-term value.

If you’re looking for reassurance that your pup — or pack — is covered for life’s surprises, Embrace is a strong contender.


Curious how Embrace compares to other plans? Visit our Dog Insurance FAQ for guidance on selecting the best coverage for your dog.